Take-Home Pay Calculator
Estimate your net pay after taxes and deductions.
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Decoding Your Paycheck: Gross vs. Net Pay
Your 'take-home pay' or 'net pay' is the amount you receive after all deductions are taken from your gross salary. It's the number that truly matters for your budget.
Common Deductions:
- Federal & State Taxes: The largest deductions for most people.
- FICA Taxes: Social Security and Medicare.
- Pre-tax Deductions: 401(k) contributions, health insurance premiums.
- Post-tax Deductions: Garnishments, Roth 401(k) contributions.
Our calculator provides an estimate to help you plan your finances. The graph visually breaks down where every dollar of your gross pay goes.